Get a powerful lender with
a personal touch.
With more than 20 years in the mortgage industry, I’m not your typical loan officer — and that’s exactly what my clients love about me.
As both a producing loan officer and the Area Operations Manager for the Central Region, I bring a perspective that sets me apart from the rest. While most loan officers focus solely on origination, I have a deep, hands-on understanding of the entire mortgage process — the underwriting, the timelines, the potential roadblocks — and how to get ahead of them before they become problems. I don’t just originate your loan; I know exactly what it takes to get it to the closing table..
I pair that behind-the-scenes expertise with genuine, personalized service. I take the time to understand your goals, communicate clearly every step of the way, and work tirelessly to find the right solution for your unique situation. My clients don’t just feel taken care of — they feel confident.
Whether you’re buying your first home or your forever home, I bring the experience, the know-how, and the heart to make it happen.
Kayce Smalley
Karen Deckert and her team are nothing short of amazing! Always communicating and makes the process as smooth and easy as possible for everyone. Highly recommend to all of my clients.
Lascelles McCarthy III
My wife and I have purchased many homes before our current home we purchased with Network Funding! Karen Deckert was a hardcore genius! She was responsive, transparent and reduced soooo much of the stress in home buying. We have referred many friends and will always use Karen as our mortgage preparer! Network Funding is truly top notch!
Elisandra Noriega
Karen and her team made the process of purchasing our first home so effortless. She was always there to answer all of our questions and would go the extra mile to give us different options/scenarios to consider. She made a process that can be so stressful so seamless and worry-free. She is so knowledgeable and helpful. I would recommend her to anyone!
Eric Orantes
I had an excellent experience with this mortgage company! Karen Deckert kept me well-informed throughout the process, she was incredibly friendly, and responded quickly to all my questions. Karen’s professionalism and attentiveness made what could have been stressful very smooth. Highly recommend Network Funding for anyone needing reliable, friendly & responsive mortgage assistance!
Michael Vasquez
My wife and I have had a consistently positive and professional experience with this branch, particularly with Karen. She maintained clear communication, effectively addressed any concerns, and was a pleasure to work with.
Shani D
I was iffy about refinancing since we were sightly under 15yrs but we had also never refinanced since taking out our mortgage 13 years ago. We went from 6.25% to 2.25%, we couldn’t pass up the savings. From start to finish we felt well taken care of. All paperwork was explained in detail and any questions were answered thoroughly and timely. Our loan team, Karen and Leslie, were extremely helpful every step of the way.
Theresa Wirtz
Karen and Hattie held my hand and walked me through the loan process with ease! I am forever grateful to both of them for all of the help and taking the time to make sure all my questions were answered and making it a quick, smooth easy process! Thank you Karen and Hattie!
Finally, a mortgage that is truly simple.
We believe you should control your mortgage. That’s why we created the simpl app, built from the ground up with you in mind. Manage your entire loan process, from application, document upload, account sync, and e-signatures, all from your preferred device.
Free Course:
Mortgage 101
DISCLAIMER
The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you’re just curious what you may be eligible for, just ask us!
10-Day Disclaimer: Qualifying products do not include Reverse Mortgages, FHA 203K, Jumbo, VA, Bond, MCC, Down Payment Assistance, loans that require prior approval from an investor, or brokered loans. In addition to the requirements and restrictions already stated, the borrower(s) must satisfy program requirements for employment and income. In order to close the loan in 10 business days, we must also first obtain the following on qualifying conventional and FHA loan products: (1) credit scores that qualify the borrower(s) for the loan program, (2) automated verification of borrowers assets and income from an automated verification system, (3) all required documents from borrower as requested by the Company within 8 business hours as approval condition requests are communicated to borrower (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of borrower’s application, (5) seller must be willing and able to close within 10 business days. (6) all required disclosures and closing documents must be timely and properly executed, (7) borrower must consent to receive and sign all documents electronically.
STATE LICENSES
ALABAMA: Mortgage Loan Originator License
ARIZONA: NFLP ARIZONA LICENSE NUMBER #1028201. Arizona Mortgage Banker License #BK0925744
ARKANSAS: NFLP Loan Originator License
COLORADO: Colorado Mortgage Loan Originator License // Regulated by the Division of Real Estate. #100527564
FLORIDA: Mortgage Loan Originator License #LO102624
GEORGIA: Georgia Mortgage Loan Originator License#1878360. Co License #18150
IDAHO: Mortgage Loan Originator License #MLO-2081878360
ILLINOIS: Illinois Residential Mortgage Licensee #031.0075441. Call 1-888-473-4858
INDIANA-DFI: Mortgage Loan Originator License #56751
IOWA: Mortgage Loan Originator License #47436
LOUISIANA: Mortgage Loan Originator License
MASSACHUSETTS: Mortgage Loan Originator License# MLO1878360 | MA Mortgage Broker/Lender MC2297
MARYLAND: Mortgage Originator License
MICHIGAN: Mortgage Loan Originator License
MINNESOTA: Mortgage Loan Originator License MN-MLO-1878360
MISSISSIPPI: Mortgage Loan Originator License #1878360
MONTANA: Mortgage Loan Originator License
NEW JERSEY: Mortgage Loan Originator License
NEW MEXICO: Mortgage Loan Originator License
NORTH CAROLINA: Mortgage Loan Originator License I-215575
OHIO: Mortgage Loan Originator License #MLO-OH.1878360
OKLAHOMA: Mortgage Loan Originator License #MLO26454
PENNSYLVANIA: Pennsylvania Mortgage Originator License #102421
RHODE ISLAND: Rhode Island Mortgage Loan Originator License: Rhode Island Licensed Lender. Company License Number 20112814LL
SOUTH CAROLINA-BFI: Mortgage Loan Originator License #MLO – 1878360
TENNESSEE: Mortgage Loan Originator License #MLO1878360
TEXAS*: Texas – SML Mortgage Loan Originator
VIRGINIA: Mortgage Loan Originator License MLO-57726VA (www.nmlsconsumeraccess.org)
WASHINGTON: Mortgage Loan Originator License MLO-1878360
WISCONSIN: Mortgage Loan Originator License #1878360
WYOMING: Mortgage Loan Originator License #104333
STATE DISCLAIMERS
*For the State of Texas:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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