The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you’re just curious what you may be eligible for, just ask us!
10-Day Disclaimer: Qualifying products do not include Reverse Mortgages, FHA 203K, Jumbo, VA, Bond, MCC, Down Payment Assistance, loans that require prior approval from an investor, or brokered loans. In addition to the requirements and restrictions already stated, the borrower(s) must satisfy program requirements for employment and income. In order to close the loan in 10 business days, we must also first obtain the following on qualifying conventional and FHA loan products: (1) credit scores that qualify the borrower(s) for the loan program, (2) automated verification of borrowers assets and income from an automated verification system, (3) all required documents from borrower as requested by the Company within 8 business hours as approval condition requests are communicated to borrower (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of borrower’s application, (5) seller must be willing and able to close within 10 business days. (6) all required disclosures and closing documents must be timely and properly executed, (7) borrower must consent to receive and sign all documents electronically.
STATE LICENSES
ALABAMA: Mortgage Loan Originator License
ARKANSAS: NFLP Loan Originator License
COLORADO: Colorado Mortgage Loan Originator License # 1000654
FLORIDA: Mortgage Loan Originator License # LO89779
GEORGIA: Georgia Residential Mortgage Licensee #18150
ILLINOIS: Illinois Mortgage Loan Originator License# 031.0080479 Illinois Residential Mortgage Licensee 1-888-473-4858
LOUISIANA: Mortgage Originator License
NORTH CAROLINA: Mortgage Loan Originator License
OHIO: Mortgage Loan Originator License #MLO-OH.265909
OKLAHOMA: Mortgage Loan Originator License #MLO30087
SOUTH CAROLINA: South Carolina-BFI Mortgage Loan Originator License #MLO – 265909
TENNESSEE: Mortgage Loan Originator License #265909
TEXAS*: Texas – SML Mortgage Loan Originator
STATE DISCLAIMERS
*For the State of Texas:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
*For the State of Illinois:
Active Branch location by NMLS#: 931259 . These can be
viewed on NMLS Consumer Access:http://www.nmlsconsumeraccess.org/
