Let's Get
You Home

Sheila Ossowski | Loan Officer
2890 East Cottonwood Pkwy., Suite 450 | Salt Lake City, UT 84121
Phone: 801.815.5476
Email: sheila.ossowski@nflp.com
NMLS: 474278

Asset 1

Get a powerful lender with
a personal touch.

Finally, a mortgage that is truly simple.

We believe you should control your mortgage. That’s why we created the simpl app, built from the ground up with you in mind. Manage your entire loan process, from application, document upload, account sync, and e-signatures, all from your preferred device.

play video

Watch our simpl video

Free
eBooks

Free Course:
Mortgage 101

 
play video

I got a great rate, and the customer service was just as great.

Matt | Houston, TX

 
play video

I'm so glad we used Network Funding to buy our first home.

Nathaneal & Ana | Houston, TX

 
play video

The loan process was so easy!

Nicole & Upton | Jacksonville, FL

 

A lender you can trust.

Our values are not just buzz words, they’re our playbook. We believe that your loan officer should have integrity, that you should be able to rely on your lender, and that your process should be simple. That’s why we build our team, our processes, and our entire company around serving our borrowers with the respect and care that you deserve.

down-arrow
*See Sheila's Disclaimers, Assumptions, and State Licenses

DISCLAIMER

The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you’re just curious what you may be eligible for, just ask us!

10-Day Disclaimer: Qualifying products do not include Reverse Mortgages, FHA 203K, Jumbo, VA, Bond, MCC, Down Payment Assistance, loans that require prior approval from an investor, or brokered loans. In addition to the requirements and restrictions already stated, the borrower(s) must satisfy program requirements for employment and income. In order to close the loan in 10 business days, we must also first obtain the following on qualifying conventional and FHA loan products: (1) credit scores that qualify the borrower(s) for the loan program, (2) automated verification of borrowers assets and income from an automated verification system, (3) all required documents from borrower as requested by the Company within 8 business hours as approval condition requests are communicated to borrower (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of borrower’s application, (5) seller must be willing and able to close within 10 business days. (6) all required disclosures and closing documents must be timely and properly executed, (7) borrower must consent to receive and sign all documents electronically.

STATE LICENSES

CALIFORNIA: California – DBO Mortgage Loan Originator License // Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #CA-DBO474278

NEW MEXICO: New Mexico Mortgage Loan Originator License

TEXAS*: Texas – SML Mortgage Loan Originator

UTAH: DRE Mortgage Loan Originator License #9057994

WISCONSIN: Mortgage Loan Originator License

STATE DISCLAIMERS

*For the State of Texas:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.