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Finally, a mortgage that is truly simple.
We believe you should control your mortgage. That’s why we created the simpl app, built from the ground up with you in mind. Manage your entire loan process, from application, document upload, account sync, and e-signatures, all from your preferred device.
The information on this page is not meant to be a quote. So, if you want an ACTUAL interest rate quote, or if you’re just curious what you may be eligible for, just ask us!
10-Day Disclaimer: Qualifying products do not include Reverse Mortgages, FHA 203K, Jumbo, VA, Bond, MCC, Down Payment Assistance, loans that require prior approval from an investor, or brokered loans. In addition to the requirements and restrictions already stated, the borrower(s) must satisfy program requirements for employment and income. In order to close the loan in 10 business days, we must also first obtain the following on qualifying conventional and FHA loan products: (1) credit scores that qualify the borrower(s) for the loan program, (2) automated verification of borrowers assets and income from an automated verification system, (3) all required documents from borrower as requested by the Company within 8 business hours as approval condition requests are communicated to borrower (orally or in writing), (4) receipt of an acceptable appraisal to the Company within 4 business days of borrower’s application, (5) seller must be willing and able to close within 10 business days. (6) all required disclosures and closing documents must be timely and properly executed, (7) borrower must consent to receive and sign all documents electronically.
ALABAMA: Mortgage Loan Originator License # 69713
ARKANSAS*: Arkansas Mortgage Loan Originator License #115020
ARIZONA: Arizona Mortgage Banker Branch License #0946712
CALIFORNIA: California – DBO Mortgage Loan Originator License // Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act #CA-DOB178214
COLORADO: Colorado Mortgage Loan Originator License // Regulated by the Division of Real Estate. #100510731
FLORIDA: Florida Mortgage Loan Originator License
GEORGIA: Georgia Mortgage Loan Originator License
ILLINOIS*: Illinois Residential Licensee Mortgagee #031.0051678. For licensing information, go to www.nmlsconsumeraccess.org
INDIANA DFI:Mortgage Loan Originator License #45861
IOWA: Iowa Mortgage Loan Originator License# – 34812
MICHIGAN: Mortgage Loan Originator License
OHIO: Mortgage Loan Originator License #MLO-OH.178214
TENNESSEE: Tennessee Mortgage Loan Originator License #191910
TEXAS*: Texas – SML Mortgage Loan Originator
*For the State of Arkansas:
We do not currently have any branch locations
*For the State of Illinois:
Active Branch location by NMLS#: 931259 . These can be
viewed on NMLS Consumer Access:http://www.nmlsconsumeraccess.org/
*For the State of Texas:
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.