What items are NOT included in an escrow account?

When establishing an escrow account, we do not include any of the following:

  • Special assessments or one-time property taxes (such as a supplemental tax that may be charged after the purchase of the property)


  • Water charges, sewer rents, and other similar charges


  • Insurance that does not cover the structure of the property, such as a Condominium Contents Policy


  • Earthquake insurance that is billed separately from your Hazard/Homeowner's Insurance


  • Homeowner's Association fees.

  • If you purchase additional insurance for life, disability, or other optional insurance, the premium is not part of an escrow account.

Contact your Loan Officer for further information.

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  • 713-334-1100
  • 9700 Richmond Avenue, Suite 320
  • Houston, TX 77042
  • NMLS #2297
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