What is involved in Loan Origination?

Loan Origination is the initial part of The Loan Process. It involves the application (receipt of the borrower’s information), the selection of the loan program, generation of the loan disclosures and the gathering of the borrower’s documents (“Items Needed” List).

Once the loan disclosures have been signed by all parties and all of the necessary documentation has been received from the borrower, the loan file is ready for the second phase in The Loan Process: “Processing”.

Your Loan Officer is responsible for getting your loan file ready for “Processing”. Your Loan Officer will guide you through this and all of the remaining stages of The Loan Process.

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