Becoming pre-qualified is quick and simple and can usually be done in a matter of minutes. We refer to “pre-qualification” as the first step in The Loan Process because it’s important to know how much you can borrow before you begin looking at homes.
To start the pre-qualification process, you can apply online or over the phone with one of our Loan Officers. After you provide some basic information to your Loan Officer, your credit will be pulled and a pre-qualification letter may be issued. Sometimes, further information and documentation may be needed before a pre-qualification letter can be generated.